Banking Options
Banking for non-residents, expats, and internationally mobile individuals. Opening a bank account abroad is one of the most common practical challenges in relocation — many institutions restrict access by nationality, residency status, or require in-person visits. We list factual requirements, accepted nationalities, and fee structures — not recommendations.
Wise (formerly TransferWise)
multi currency account
Currencies
40
Monthly Fee
Free
Revolut
digital bank
Currencies
36
Monthly Fee
Free
N26
digital bank
Currencies
1
Monthly Fee
Free
Chase UK
digital bank
Currencies
1
Monthly Fee
Free
HSBC Expat
traditional bank
Currencies
19
Monthly Fee
$35
Interactive Brokers
brokerage
Currencies
23
Monthly Fee
Free
Charles Schwab International
brokerage
Currencies
1
Monthly Fee
Free
Standard Chartered
traditional bank
Currencies
12
Monthly Fee
$10
DBS Bank Singapore
traditional bank
Currencies
13
Monthly Fee
$7
Emirates NBD
traditional bank
Currencies
6
Monthly Fee
Free
Mercury
digital bank
Currencies
1
Monthly Fee
Free
Payoneer
multi currency account
Currencies
70
Monthly Fee
Free
Monzo
digital bank
Currencies
1
Monthly Fee
Free
Starling Bank
digital bank
Currencies
1
Monthly Fee
Free
Nubank
digital bank
Currencies
1
Monthly Fee
Free
Charles Schwab (US Domestic Account)
broker bank
Currencies
1
Monthly Fee
Free
Citi International Personal Bank (Citi IPB)
private bank
Currencies
12
Monthly Fee
Free
Fidelity International (Brokerage + Cash Management)
broker bank
Currencies
1
Monthly Fee
Free
OCBC Bank (Singapore)
retail bank
Currencies
11
Monthly Fee
Free
UOB (United Overseas Bank, Singapore)
retail bank
Currencies
10
Monthly Fee
Free
Al Rajhi Bank
traditional bank
Currencies
5
Monthly Fee
Free
AMINA Bank (formerly SEBA Bank)
private bank
Currencies
15
Monthly Fee
Free
Banco do Brasil
traditional bank
Currencies
3
Monthly Fee
$6
Bancolombia
traditional bank
Currencies
2
Monthly Fee
$4
Bank Frick
private bank
Currencies
10
Monthly Fee
Free
Grupo Financiero Banorte
traditional bank
Currencies
2
Monthly Fee
$5
BBVA Mexico
traditional bank
Currencies
2
Monthly Fee
Free
Banco de Crédito del Perú (BCP)
traditional bank
Currencies
2
Monthly Fee
$3
Banco Bradesco
traditional bank
Currencies
2
Monthly Fee
$6
Capitec Bank
traditional bank
Currencies
1
Monthly Fee
$2
DBS Bank Singapore
traditional bank
Currencies
12
Monthly Fee
$4
First Abu Dhabi Bank (FAB)
traditional bank
Currencies
18
Monthly Fee
Free
First National Bank (FNB) South Africa
traditional bank
Currencies
8
Monthly Fee
$5
Hang Seng Bank
traditional bank
Currencies
11
Monthly Fee
Free
HSBC Hong Kong
traditional bank
Currencies
11
Monthly Fee
$13
Investec Private Bank
private bank
Currencies
10
Monthly Fee
Free
Itaú Unibanco
traditional bank
Currencies
3
Monthly Fee
$7
Mashreq Bank
traditional bank
Currencies
8
Monthly Fee
Free
OCBC Bank
traditional bank
Currencies
11
Monthly Fee
Free
Saudi National Bank (SNB)
traditional bank
Currencies
5
Monthly Fee
Free
Standard Bank South Africa
traditional bank
Currencies
8
Monthly Fee
$5
Standard Chartered Hong Kong
traditional bank
Currencies
12
Monthly Fee
Free
Sygnum Bank
private bank
Currencies
10
Monthly Fee
Free