Starling Bank
digital bank
Last verified 2024-09-01
Starling Bank is a fully licensed UK digital bank founded in 2014 and widely regarded as the best business bank account in the UK, having won multiple industry awards. Personal accounts offer fee-free spending abroad, real-time notifications, and integrated Spaces for savings goals. Business accounts are particularly strong — offering multi-user access, accounting integrations (Xero, QuickBooks, FreeAgent), invoicing tools, and a euro business account option. FSCS-protected up to GBP 85,000. Requires UK residency; non-residents cannot open accounts. Unlike many challenger banks, Starling is consistently profitable and holds a full UK banking licence.
Details
- Headquarters
- United Kingdom
- Currencies
- 1
- Monthly Fee
- Free
- Non-Residents
- Not accepted
- US Persons
- Not accepted
- Debit Card
- Available
- Business Account
- Available
Opening Requirements
- •UK residential address
- •UK phone number
- •Government-issued photo ID
- •Age 18+