Fidelity International (Brokerage + Cash Management)
broker bank
Fidelity Investments operates one of the world's largest US brokerage platforms (USD 14T+ AUC). The Fidelity Cash Management Account combines the brokerage account with debit card, cheque writing, ATM access, and full ATM-fee reimbursement worldwide. Like Charles Schwab Domestic, this is for US persons with US residential addresses — Americans living abroad commonly maintain it via a US mailing address. Fidelity's overseas affiliates (Fidelity International / FIL Limited) operate separately and serve non-US-resident HNWIs but with much higher minimums and a separate account-opening process.
Details
- Headquarters
- United States
- Currencies
- 1
- Monthly Fee
- Free
- Non-Residents
- Not accepted
- US Persons
- Accepted
- Debit Card
- Available
- Business Account
- Available
Opening Requirements
- •US Social Security Number or ITIN
- •US-issued government photo ID
- •US residential address (for the US-domestic offering)
- •Phone number
Nationality Acceptance Matrix
Who this provider will and will not onboard. Refusals are listed first. Sourced from the provider's own published terms and recent public onboarding reports — confirm with the provider before applying.
| Nationality | Accepted | Notes |
|---|---|---|
| us | YES | Full access for US persons with US address. Foreign address triggers account restriction; US-departed residents transitioning to Fidelity International or competitor. |
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