Emirates NBD

traditional bank

Emirates NBD is one of the UAE's largest banks, headquartered in Dubai with branches across the GCC, Egypt, Turkey, India, and Singapore. Requires UAE residency; non-residents cannot open personal accounts. The bank is notable for accepting US persons (FATCA-compliant) making it one of few UAE banks willing to bank Americans. Multi-currency accounts support AED, USD, EUR, GBP, and select other currencies. The Emirates NBD Beyond and Skywards Mastercard offer strong Miles rewards. Business accounts available for UAE-registered entities. Zero monthly fees on salary accounts; fees apply to non-salary accounts below minimum balance. Strong digital banking via the Emirates NBD app.