N26
digital bank
Last verified 2024-09-01
N26 is a German mobile bank licensed by BaFin and operating across the EU/EEA and Switzerland. It requires a residential address in a supported country and does not accept US persons or non-resident applicants. The free tier provides a Mastercard debit card and fee-free EUR transactions; paid tiers (Smart, You, Metal) add travel insurance, ATM withdrawals, and cashback. Business accounts (N26 Business) earn 0.1% cashback on purchases. N26 exited the US and UK markets; it operates exclusively in eurozone and select European countries.
Details
- Headquarters
- Germany
- Currencies
- 1
- Monthly Fee
- Free
- Non-Residents
- Not accepted
- US Persons
- Not accepted
- Debit Card
- Available
- Business Account
- Available
Opening Requirements
- •EU/EEA/CH residential address
- •Government-issued photo ID
- •Video or NFC-based identity verification
- •Valid phone number
Restricted Nationalities
Not available to nationals of: united-states, north-korea, iran, cuba, syria