Options for Ghana Nationals
Ghana is one of West Africa's most stable and internationally respected democracies, offering its nationals the rare combination of permitted dual citizenship, ECOWAS free movement, and the Right of Abode programme for the African diaspora. Ghana's growing economy and diaspora engagement make it an increasingly relevant player in the global mobility and second citizenship space, while the GRA's worldwide income taxation of residents is an important planning consideration for those spending significant time in Ghana.
Your Passport
Passport Rank
#78
Visa-Free
63
destinations
allowed
residence based
Key Considerations for Ghana Nationals
- 01Ghana permits dual citizenship, allowing Ghanaian nationals to acquire foreign nationality without losing their Ghanaian citizenship; the country is generally welcoming of its diaspora maintaining formal ties.
- 02Ghana's Right of Abode programme ā significantly boosted by the Year of Return initiative in 2019 ā provides people of African descent from the diaspora with the right to live and work in Ghana indefinitely, representing a unique and historically significant pathway for African diaspora members.
- 03The Ghana Revenue Authority (GRA) taxes Ghanaian tax residents on worldwide income; non-residents are taxed only on Ghana-source income. Tax residency is established by physical presence of 183 days or more in a calendar year.
- 04West African (ECOWAS) membership provides Ghanaian nationals with freedom of movement across 15 West African states, offering a substantial regional mobility base that complements the Ghanaian passport's international reach.
- 05Ghana's political stability and democratic tradition make it one of Africa's most respected jurisdictions internationally, generally resulting in a more straightforward experience in CBI programmes and international banking compared to some other African nationalities.
- 06The growing Ghanaian diaspora in the United Kingdom, United States, Canada, and Europe is actively engaged with the homeland through investment, remittances, and cultural exchange, and represents a significant market for international residency and citizenship advisory services.
Visa Programs Available to You
82 programsPortugal D7 Passive Income Visa
Portugal PRT
Processing
2mo
Min. Income
$820
Citizenship
5y
Portugal D8 Digital Nomad Visa
Portugal PRT
Processing
2mo
Min. Income
$3,280
Citizenship
5y
Portugal Golden Visa (ARI)
Portugal PRT
Processing
6mo
Min. Income
ā
Citizenship
5y
Spain Non-Lucrative Visa
Spain ESP
Processing
3mo
Min. Income
$2,800
Citizenship
10y
Spain Digital Nomad Visa
Spain ESP
Processing
3mo
Min. Income
$2,800
Citizenship
10y
Italy Elective Residence Visa
Italy ITA
Processing
3mo
Min. Income
$33,000
Citizenship
10y
Greece Golden Visa
Greece GRC
Processing
4mo
Min. Income
ā
Citizenship
7y
Malta Permanent Residence Programme (MPRP)
Malta MLT
Processing
6mo
Min. Income
ā
Citizenship
No
Banking That Accepts Your Passport
15 optionsWise (formerly TransferWise)
multi currency account
40 currencies
Free
Revolut
digital bank
36 currencies
Free
N26
digital bank
1 currencies
Free
Chase UK
digital bank
1 currencies
Free
HSBC Expat
traditional bank
19 currencies
$35/mo
Interactive Brokers
brokerage
23 currencies
Free
Charles Schwab International
brokerage
1 currencies
Free
Standard Chartered
traditional bank
12 currencies
$10/mo
DBS Bank Singapore
traditional bank
13 currencies
$7/mo
Emirates NBD
traditional bank
6 currencies
Free
Mercury
digital bank
1 currencies
Free
Payoneer
multi currency account
70 currencies
Free
Monzo
digital bank
1 currencies
Free
Starling Bank
digital bank
1 currencies
Free
Nubank
digital bank
1 currencies
Free
Company Formation Jurisdictions
17 jurisdictionsUK Private Limited Company (Ltd)
Setup: $50
25% (19% for profits under GBP 50,000; marginal relief between GBP 50,000ā250,000)
Banking: moderate
US Delaware LLC
Setup: $200
0% at state level (no Delaware state income tax on out-of-state activity); federal tax depends on election (pass-through by default or C-Corp election)
Banking: moderate
US Wyoming LLC
Setup: $100
0% at state level (no Wyoming state income tax); federal tax depends on entity election
Banking: moderate
Estonia OĆ (Private Limited Company)
Setup: $265
0% on retained earnings; 20% on distributed profits (unique deferred distribution tax model)
Banking: difficult
Dubai DMCC Free Zone Company
Setup: $8,500
9% UAE Corporate Tax (effective June 2023) on taxable profits over AED 375,000; 0% for Qualifying Free Zone Persons meeting substance requirements
Banking: moderate
Dubai IFZA Free Zone Company
Setup: $5,500
9% UAE Corporate Tax on profits over AED 375,000; 0% for Qualifying Free Zone Persons on qualifying income
Banking: moderate
Singapore Private Limited Company (Pte Ltd)
Setup: $400
17% headline rate; effective rate often 8ā10% due to startup tax exemptions (75% exemption on first SGD 100,000 for first 3 years)
Banking: moderate
Hong Kong Private Limited Company
Setup: $500
16.5% standard; 8.25% on first HKD 2 million of assessable profits (two-tiered regime)
Banking: difficult
BVI Business Company (BC)
Setup: $2,000
0% (no corporate income tax, capital gains tax, or withholding tax)
Banking: difficult
Cayman Islands LLC
Setup: $3,500
0% (no corporate tax, income tax, capital gains tax, or withholding tax; 20-year tax exemption certificate available)
Banking: difficult
Portugal Lda (Sociedade por Quotas)
Setup: $1,200
21% standard IRC; 17% on first EUR 25,000 for SMEs; municipal surcharge up to 1.5%; RFAI and other incentives available
Banking: moderate
Georgia Individual Entrepreneur (IE) with Virtual Zone
Setup: $50
1% on turnover up to GEL 500,000/year (Small Business Status); 0% on IT/software exports for Virtual Zone Person status; standard rate 15% corporate + 5% dividend withholding
Banking: easy
Ireland Limited Company (Ltd)
Setup: $350
12.5%
Banking: moderate
Netherlands BV
Setup: $1,500
19-25.8%
Banking: moderate
Cyprus Limited Company
Setup: $2,000
12.5%
Banking: moderate
Malta Limited Company
Setup: $2,500
5% effective (via refund system)
Banking: moderate
Seychelles IBC (International Business Company)
Setup: $700
0% (offshore income)
Banking: difficult
Citizenship by Investment
10 programsMalta Citizenship by Naturalisation for Exceptional Services by Direct Investment
Malta
From
$690,000
Processing
14mo
Visa-Free
186
Due Diligence
extensive
St Kitts and Nevis Citizenship by Investment
St Kitts and Nevis
From
$250,000
Processing
6mo
Visa-Free
157
Due Diligence
enhanced
Commonwealth of Dominica Citizenship by Investment
Dominica
From
$100,000
Processing
5mo
Visa-Free
144
Due Diligence
enhanced
Antigua and Barbuda Citizenship by Investment
Antigua and Barbuda
From
$130,000
Processing
6mo
Visa-Free
151
Due Diligence
enhanced
Grenada Citizenship by Investment
Grenada
From
$150,000
Processing
6mo
Visa-Free
148
Due Diligence
enhanced
St Lucia Citizenship by Investment
St Lucia
From
$100,000
Processing
5mo
Visa-Free
146
Due Diligence
enhanced
Turkish Citizenship by Investment
Turkey
From
$400,000
Processing
4mo
Visa-Free
110
Due Diligence
standard
Vanuatu Citizenship by Investment (DSP / VDSP)
Vanuatu
From
$130,000
Processing
2mo
Visa-Free
113
Due Diligence
standard
Egyptian Citizenship by Investment
Egypt
From
$300,000
Processing
6mo
Visa-Free
53
Due Diligence
standard
Jordanian Citizenship by Investment
Jordan
From
$750,000
Processing
9mo
Visa-Free
57
Due Diligence
enhanced