Malta Citizenship by Naturalisation for Exceptional Services by Direct Investment
Malta
Malta's citizenship by investment program — formally called Citizenship by Naturalisation for Exceptional Services by Direct Investment (CES) — is one of the most rigorous and prestigious programs in the world, granting full EU citizenship. Applicants must contribute at least €600,000 to the National Development and Social Fund (or €550,000 after 36 months of residency), purchase or lease qualifying real estate, donate €10,000 to an approved NGO, and demonstrate genuine 12-month residency. Due diligence is conducted across four independent layers including Interpol and intelligence agency checks. As an EU member state, Maltese citizenship confers the right to live, work, and study throughout the European Union.
Program Details
- Individual Cost
- $690,000
- Family of 4 Cost
- $880,000
- Processing Time
- 14 months
- Residency Required
- 12-month qualifying residency before naturalization; physical presence required
- Due Diligence
- Extensive
- Visa-Free Destinations
- 186
- Dual Citizenship
- Accepted
- Renunciation Required
- No
Cost Breakdown
| Item | Amount (USD) | Note |
|---|---|---|
| Government contribution (exceptional services) | $600,000 | Main applicant; reduced to €550,000 after 3-year residency |
| Real estate purchase (minimum hold 5 years) | $700,000 | Alternative: rent €16,000/year |
| Donation to approved NGO or philanthropic organization | $11,000 | Mandatory |
| Residency card fees and biometrics | $5,000 | |
| Due diligence fees | $15,000 | Per adult applicant |
| Government administrative fees | $3,000 | |
| Legal/agent fees (estimate) | $30,000 |
Nationality Restrictions
This program does not accept applications from nationals of: No public list, but due diligence can result in rejection based on background