Andorra

AND

Andorra is a Catalan-speaking microstate in the Pyrenees with a low-tax regime popular among HNWIs. Not in Schengen or EU but has open borders with France and Spain. Naturalisation requires 20 years of residence and dual citizenship is not permitted.

Passport Rank

#20

Visa-Free

172

destinations

Country Details

Capital: Andorra la Vella
Currency: Euro (EUR)
Languages: Catalan
Population: 80,000
Tax System: Residence Based
Dual Citizenship: Not allowed
Naturalisation: 20 years
Schengen / EU: No
Climate: alpine

Low-tax regime with personal income tax capped at 10%, no wealth tax, and no inheritance tax between direct-line family. Passive-residency programme available for HNWIs.

Indices

Cost of Living

Safety

Healthcare

Quality of Life

180

Tax Summary

Tax System: Residence Based
Territorial Taxation: No — worldwide income taxed for residents
Naturalisation: 20 years of legal residency
Dual Citizenship: Not allowed
Special Tax Regime: Low-tax regime with personal income tax capped at 10%, no wealth tax, and no inheritance tax between direct-line family. Passive-residency programme available for HNWIs.

Cost of Living by City

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Monthly cost of living per major city in USD: rent, groceries, utilities, transit pass
City	Rent 1BR centre	Rent outside	Groceries	Utilities	Transit pass
Andorra la Vella	$1,100	$850	$380	$150	$20

Monthly USD figures. Typical central 1-bedroom rent, grocery basket for one, household utilities, monthly transit pass.

Climate

Andorra la Vella

1°J

2°F

5°M

8°A

12°M

16°J

19°J

19°A

15°S

10°O

5°N

2°D

Rainfall range: 45–99 mm/month · Daylight 9h (winter) to 15h (summer)

Naturalisation Details

Residence Years: 20
Language Test: Yes (Catalan B1)
Civic Test: Yes
Oath Required: Yes
Dual Allowed: No
Fee: $400
Processing: ~12 months

Real Estate

Avg price/sqm (capital): $5,000
Transaction taxes: 4%

Foreign buyers: Non-residents may buy with government authorisation; passive-residency applicants often pair property purchase with residency application. No annual property tax of significance; low transfer taxes.

International Schools

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International schools by city, curriculum, and annual tuition
School	City	Curriculum	Tuition (USD/yr)
Lycée Comte de Foix (French); Escola Andorrana (Catalan); Col·legi Maria Moliner (Spanish)	Andorra la Vella	French / Catalan / Spanish	$0–$12,000

Daily Life Logistics

Internet

100 Mbps median

90% fibre coverage

eSIM: Andorra Telecom (national monopoly)

Driving

IDP not required

Local licence required after 6 months

Exchange eligible: France, Spain, EU/EEA with reciprocity

Pet Relocation

Quarantine: none

Rabies titre not required

EU pet passport: accepted

Safety

GPI Rank

—

Global Peace Index ranking (lower is safer)

Common Risks

⚠rare — one of the safest countries in the world

LGBTQ+ Legal Status

Same-Sex Marriage: Legal
Civil Partnerships: Recognised
Anti-Discrimination Law: Yes
ILGA Rank: #18

Religious Life

Halal Food: Limited
Kosher Food: Limited
Prayer Facilities: Limited

Sample Citizenship Test Questions

Q1. Who are the co-princes of Andorra?

Answer: The French President and the Bishop of Urgell

Source: Andorra civics

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Country-by-country reference of departure taxes, deemed-disposition rules, and wealth-locking regimes that trigger when tax residency ends.