Andorra

AND

Andorra is a Catalan-speaking microstate in the Pyrenees between France and Spain, best known as a low-tax base for high-net-worth individuals rather than a mass-market destination. It sits outside the EU and Schengen but maintains open, passport-light borders with its neighbours. Taxation is residence-based but favourable: personal income tax is capped at 10%, with no wealth tax and no direct-line inheritance tax, administered via a passive-residency programme.

No formal digital-nomad or work-visa category exists; residents typically qualify via passive residency (often paired with an authorised property purchase) or business-linked active residency. The passport ranks 20th globally with visa-free access to 172 destinations, but dual citizenship is not permitted, so applicants must expect to renounce their prior nationality.

English proficiency is untracked; Catalan is official, with French and Spanish widely spoken. Naturalisation is demanding at 20 years. Healthcare (index 78) and safety are excellent, while the cost of living (index 70) is moderate-to-high, driven by import dependence and limited property taxation.

Naturalisation: 20 years
Tax system: Residence Based
Currency: Euro (EUR)
Dual citizenship: Not allowed
Capital: Andorra la Vella
Region: europe
Population: 80,000
Cost-of-living: 70 /100

Passport Rank

#20

Visa-Free

172

destinations

Visa-free travel

A Andorra passport has visa-free access to 143 destinations. See the full Andorrapassport breakdown →

Passports that enter Andorra without a prior visa (91)

Visa-free, visa on arrival, or on an eTA.

Bosnia and Herzegovina

Cyprus+73 more

Community-sourced (passport-index, synced 2026-08-18) — verify with the embassy before travel.

Country Details

Capital: Andorra la Vella
Currency: Euro (EUR)
Languages: Catalan
Population: 80,000
Tax System: Residence Based
Dual Citizenship: Not allowed
Naturalisation: 20 years
Schengen / EU: No
Climate: alpine

Low-tax regime with personal income tax capped at 10%, no wealth tax, and no inheritance tax between direct-line family. Passive-residency programme available for HNWIs.

Indices

Cost of Living

Safety

Healthcare

Quality of Life

180

Tax Summary

Tax System: Residence Based
Territorial Taxation: No — worldwide income taxed for residents
Naturalisation: 20 years of legal residency
Dual Citizenship: Not allowed
Special Tax Regime: Low-tax regime with personal income tax capped at 10%, no wealth tax, and no inheritance tax between direct-line family. Passive-residency programme available for HNWIs.

Cost of Living by City

← scroll the table →

Monthly cost of living per major city in USD: rent, groceries, utilities, transit pass
City	Rent 1BR centre	Rent outside	Groceries	Utilities	Transit pass
Andorra la Vella	$1,100	$850	$380	$150	$20

Monthly USD figures. Typical central 1-bedroom rent, grocery basket for one, household utilities, monthly transit pass.

Climate

Andorra la Vella

1°J

2°F

5°M

8°A

12°M

16°J

19°J

19°A

15°S

10°O

5°N

2°D

Rainfall range: 45–99 mm/month · Daylight 9h (winter) to 15h (summer)

Visa Categories & Immigration Authority

Major Visa Categories

Tourist Entry (Visa-Free)
Residence Without Lucrative Activity (Passive Residence)
Active Residence - Employment
Active Residence - Self-Employment
Investor Residence
Professional / Scientific Residence
Student Residence Permit
Family Reunification Permit
Temporary Residence Permit
Permanent Residence Permit

Authority: Servei d'Immigracio
Official Portal: www.immigracio.ad
Phone: +376-872-080
Email: immigracio@govern.ad

Naturalisation Details

Residence Years: 20
Language Test: Yes (Catalan B1)
Civic Test: Yes
Oath Required: Yes
Dual Allowed: No
Fee: $400
Processing: ~12 months

Real Estate

Avg price/sqm (capital): $5,000
Transaction taxes: 4%

Foreign buyers: Non-residents may buy with government authorisation; passive-residency applicants often pair property purchase with residency application. No annual property tax of significance; low transfer taxes.

International Schools

← scroll the table →

International schools by city, curriculum, and annual tuition
School	City	Curriculum	Tuition (USD/yr)
Lycée Comte de Foix (French); Escola Andorrana (Catalan); Col·legi Maria Moliner (Spanish)	Andorra la Vella	French / Catalan / Spanish	$0–$12,000

Daily Life Logistics

Internet

100 Mbps median

90% fibre coverage

eSIM: Andorra Telecom (national monopoly)

Driving

IDP not required

Local licence required after 6 months

Exchange eligible: France, Spain, EU/EEA with reciprocity

Pet Relocation

Quarantine: none

Rabies titre not required

EU pet passport: accepted

Safety

GPI Rank

—

Global Peace Index ranking (lower is safer)

Common Risks

⚠rare — one of the safest countries in the world

LGBTQ+ Legal Status

Same-Sex Marriage: Legal
Civil Partnerships: Recognised
Anti-Discrimination Law: Yes
ILGA Rank: #18

Religious Life

Halal Food: Limited
Kosher Food: Limited
Prayer Facilities: Limited

Sample Citizenship Test Questions

Q1. Who are the co-princes of Andorra?

Answer: The French President and the Bishop of Urgell

Source: Andorra civics

Related Guides

Zero and low-tax residencies: the real list

Countries with zero personal income tax, territorial-only taxation, or special expatriate regimes — and what each one actually requires from you to qualify as a resident.

Exit tax: countries that charge you to leave

Country-by-country reference of departure taxes, deemed-disposition rules, and wealth-locking regimes that trigger when tax residency ends.

Related on The Citizenship Desk

Life logistics

Reference tables

Sources & last verified

Last verified 2026-04-24