Expat-Friendly City Rankings 2025
Last reviewed: 2026-06-01. Cost-of-living indices are approximate mid-range estimates (Numbeo / ECA methodology); individual circumstances vary. Verify current visa rules before relocating.
| City / Country | Expat pop. | CoL index NYC = 100 | English | Healthcare /10 | Safety /10 | Notable strengths |
|---|---|---|---|---|---|---|
Netherlands | ~200,000 | 80 | High | 9/10 | 8/10 | 30% tax ruling for skilled migrants, extremely high English fluency, cycling culture, EU financial hub, world-class museums |
Greece | ~100,000 | 47 | Med | 7/10 | 8/10 | Golden Visa pathway, 7% flat tax for retirees, low cost, Mediterranean climate, antiquity and culture, EU member |
Indonesia | ~50,000 | 29 | Med | 5/10 | 8/10 | Second Home Visa (5-year), lowest costs on list, spiritual culture, surf and nature, booming remote-work infrastructure, Canggu/Ubud hubs |
Thailand | ~250,000 | 38 | Med | 8/10 | 7/10 | Low cost of living, world-class private hospitals, Thailand LTR Visa (10-year), food capital of Asia, exceptional transport links, digital-nomad infrastructure |
Spain | ~350,000 | 63 | Med | 9/10 | 7/10 | Mediterranean lifestyle, startup ecosystem, Beckham Law access, bilingual Catalan/Spanish culture, global arts scene |
Serbia | ~40,000 | 31 | Med | 6/10 | 7/10 | No visa required for many passports up to 90 days, low cost, vibrant nightlife, growing tech scene, easy path to residency |
Germany | ~600,000 | 68 | High | 9/10 | 8/10 | EU hub, Freelancer Visa, world-class arts and music, strong employment rights, public healthcare access, diverse international community |
Romania | ~50,000 | 37 | Med | 6/10 | 7/10 | EU member, 10% flat tax, very low costs, fast internet infrastructure, vibrant nightlife, strong IT sector |
Argentina | ~60,000 | 30 | Low | 7/10 | 6/10 | European feel in Latin America, world-class steak and wine, extremely low cost for USD earners, strong arts and culture, easy residency via Mercosur |
South Africa | ~55,000 | 35 | High | 7/10 | 5/10 | Dramatic natural beauty, low cost for USD/EUR earners, strong creative and wine industry, warm climate, English-speaking, growing tech scene |
Thailand | ~60,000 | 28 | Med | 7/10 | 8/10 | Original digital-nomad capital, lowest cost on list, mountains and nature, slower pace, strong expat community, excellent coworking scene |
UAE | ~3,300,000 | 79 | High | 9/10 | 10/10 | Zero income tax, Golden Visa (10-year), world-class infrastructure, global business hub, 200+ nationalities, tax-free salaries, Expo legacy city |
Ireland | ~250,000 | 83 | High | 7/10 | 9/10 | English-speaking EU country, home of major US tech/pharma European HQs, common law system, low corporate tax (15%), Celtic culture |
Scotland / UK | ~70,000 | 72 | High | 8/10 | 9/10 | UNESCO city, free university tuition for EU students (historical), world-leading universities, safe and walkable, distinct Scottish identity |
Vietnam | ~100,000 | 33 | Low | 6/10 | 8/10 | Low cost of living, fast-growing economy, vibrant street food culture, emerging tech hub, 90-day e-visa with extendable options |
Poland | ~25,000 | 38 | Med | 7/10 | 8/10 | EU member, historic medieval city, low costs, growing startup hub, Polish temporary residence relatively accessible |
Cyprus | ~90,000 | 58 | High | 7/10 | 9/10 | EU jurisdiction, English widely spoken, 12.5% corporate tax, significant Russian/Israeli/tech diaspora, warm climate year-round |
Portugal | ~120,000 | 52 | High | 8/10 | 9/10 | D7 / NHR tax regime, mild climate, EU base, affordable by Western standards, strong digital-nomad community |
United Kingdom | ~3,000,000 | 92 | High | 8/10 | 7/10 | Global financial and cultural capital, vast job market, world-class universities, NHS access, unmatched international connectivity |
Spain | ~600,000 | 60 | Med | 9/10 | 8/10 | Beckham Law tax flat rate, world-class museums, EU hub, excellent healthcare, strong employment market |
Colombia | ~25,000 | 33 | Low | 7/10 | 6/10 | Spring climate year-round (City of Eternal Spring), fastest-improving infrastructure in LatAm, low cost, vibrant arts scene, digital-nomad hub |
Mexico | ~18,000 | 32 | Low | 6/10 | 8/10 | Safest large Mexican city, low cost, Yucatán cultural heritage, growing expat infrastructure, colonial architecture, warm year-round |
Mexico | ~180,000 | 40 | Med | 7/10 | 5/10 | Massive cultural capital, low cost of living, warm climate, strong tech and creative community, visa-free entry for most, thriving food scene |
Uruguay | ~15,000 | 45 | Low | 8/10 | 8/10 | Safest and most stable country in South America, progressive laws, 10-year tax exemption for new residents, high quality of life, Mercosur access |
Panama | ~100,000 | 50 | Med | 7/10 | 6/10 | USD economy, Pensionado retirement visa, territorial tax system (foreign income tax-free), Panama Canal hub, bilingual business environment |
France | ~550,000 | 82 | Med | 9/10 | 7/10 | EU hub, world's best healthcare system, cultural capital, strong workers' rights, Talent Passport visa, exceptional food and arts |
Malaysia | ~25,000 | 30 | High | 8/10 | 9/10 | MM2H long-stay visa, English widely spoken, UNESCO Georgetown, low cost, outstanding food, world-class private hospitals, multicultural society |
Portugal | ~45,000 | 45 | High | 8/10 | 9/10 | Lower cost than Lisbon, UNESCO old town, D7 / NHR access, growing tech scene, Atlantic access |
Czech Republic | ~110,000 | 49 | Med | 8/10 | 9/10 | EU member, architectural beauty, low crime, strong beer culture, central European transport hub, quality healthcare |
Chile | ~50,000 | 48 | Low | 8/10 | 7/10 | Most developed economy in South America, Andes access, low corruption, stable institutions, strong private healthcare, Atacama and Patagonia proximity |
Singapore | ~1,600,000 | 90 | High | 10/10 | 10/10 | World's best infrastructure and safety, global finance hub, tech talent magnet, ease of doing business, strategic Asia-Pacific location |
Bulgaria | ~35,000 | 35 | Med | 6/10 | 8/10 | EU member, 10% flat income tax, lowest cost-of-living in EU, fast internet, Vitosha mountain access, growing tech hub |
Estonia | ~30,000 | 53 | High | 8/10 | 9/10 | e-Residency program, EU member, digital-first government, Startup Visa, world's most advanced digital state, low corruption |
Georgia | ~60,000 | 28 | Med | 6/10 | 8/10 | 365-day visa-free for many nationalities, 1% income tax for small business (Virtual Zone), very low cost, wine culture, digital-nomad hotspot |
Israel | ~60,000 | 95 | High | 9/10 | 6/10 | Startup Nation capital, world-class tech ecosystem, Mediterranean beach city, strong Jewish diaspora return pathways, high quality of life |
Albania | ~15,000 | 25 | Med | 5/10 | 7/10 | Extremely low cost of living, 1-year visa-free for EU/US/UK, NATO member, EU candidate status, rapidly developing infrastructure |
Spain | ~80,000 | 51 | Med | 8/10 | 8/10 | Consistently affordable for Western Europe, paella origin city, family-friendly, beach proximity, growing expat infrastructure |
How to read this table
- CoL index (NYC = 100) — A score of 50 means roughly half the cost of New York City for a comparable lifestyle. Indices are mid-range estimates (Numbeo / ECA methodology) and vary significantly by neighbourhood and spending habits.
- English prevalence — High: English is an official or de-facto business/daily language. Med: English widely spoken in expat areas and business contexts but local language dominates daily life. Low: English is limited; learning the local language is strongly recommended.
- Healthcare quality (1–10) — Composite of public system ranking, private hospital availability and standard, health insurance accessibility, and expat reviews. Higher is better.
- Safety (1–10) — Composite of Numbeo crime index (inverted), Global Peace Index score, and expat community feedback on day-to-day personal safety. Higher is safer.
- Expat population— Approximate figures drawn from national statistics, InterNations data, and academic migration studies. "Expat" here includes long-stay foreign nationals (retirees, remote workers, international employees, digital nomads) but excludes short-term tourists.
Regional highlights
Southern Europe
Portugal (Lisbon, Porto) and Spain (Madrid, Barcelona, Valencia) dominate for EU residency seekers. Portugal's D7 Passive Income Visa and Spain's Beckham Law are the standout fiscal tools. Greece's 7% flat tax for foreign retirees makes Athens increasingly attractive.
Eastern Europe & Caucasus
Tbilisi, Belgrade, Sofia, and Bucharest offer the lowest costs in this table alongside EU (or near-EU) positioning. Georgia's 365-day visa-free entry and 1% Virtual Zone tax make it the standout for location-independent earners.
Southeast Asia
Bangkok, Chiang Mai, Penang, and Bali fill the bottom of the cost index — under 40 — with Chiang Mai and Bali the cheapest overall. Singapore is the outlier: premium cost but unmatched infrastructure, safety, and Asia-Pacific access.
Latin America
Buenos Aires offers extraordinary value for USD/EUR earners (ColI 30) after years of peso depreciation. Medellín has undergone the most dramatic safety transformation of any city on this list. Montevideo is LatAm's stability champion.
Middle East
Dubai's zero-income-tax, 10-year Golden Visa, and world-class infrastructure make it the dominant Gulf choice. Tel Aviv is the region's tech capital but carries higher security considerations and the highest cost outside Singapore and London.
Africa
Cape Town is the sole African entry — and a compelling one for USD/EUR earners (ColI 35). English-speaking, with exceptional natural beauty and a growing tech scene. Personal safety in some neighbourhoods warrants careful research before committing.
See also: Tax residency matrix · Apostille by country · Foreign property buyers.