Luxembourg

LUX

Luxembourg is a trilingual EU founding member with one of the strongest passports in the world, granting visa-free access to 157+ destinations. The economy is dominated by financial services — investment funds, private banking, fintech — and EU institutions, drawing a heavily international workforce; over 220,000 cross-border workers commute daily from Belgium, France, and Germany.

Standard naturalisation requires 5 years of legal residence (the final year continuous), B1 spoken Luxembourgish (Sproochentest), and the Vivre ensemble civic course; dual citizenship has been fully permitted since 2009. Citizenship by recovery is available to anyone with a direct ancestor who held Luxembourg citizenship on 1 January 1900 — a notably broad descent route.

Personal income tax is progressive to 42% plus solidarity surcharge; high earners face an effective marginal of roughly 45.8%. Healthcare runs through CNS (Caisse Nationale de Santé) — universal cover funded by employer/employee contributions. Luxembourg is an EU and Schengen member. Banking for residents is straightforward at BCEE, BIL, BGL BNP Paribas, and Spuerkeess; non-residents can typically open accounts but face higher minimums. Three official languages: Luxembourgish, French, German.

Naturalisation: 5 years
Tax system: Residence Based
Currency: Euro (EUR)
Dual citizenship: Allowed
Capital: Luxembourg City
Region: europe
Population: 660,000
Cost-of-living: 95 /100

→ If you hold a Luxembourg passport, see the Luxembourg nationality guide

Passport Rank

Visa-Free

157

destinations

Visa-free travel

A Luxembourg passport has visa-free access to 157 destinations. See the full Luxembourg passport breakdown →

Passports that enter Luxembourg without a prior visa (91)

Visa-free, visa on arrival, or on an eTA.

Bosnia and Herzegovina

Croatia+73 more

Community-sourced (passport-index, synced 2026-08-18) — verify with the embassy before travel.

1 approved English test centre in Luxembourg →

Immigrating to Canada from Luxembourg

Current IRCC processing times for Luxembourg nationals, by application type.

Visitor visa (outside Canada)	36 days
Super visa	No processing time available
Study permit	No processing time available
Work permit	No processing time available
Sponsor a dependent child	No processing time available
Adopted child (citizenship)	Not enough data
Government-assisted refugees	Not enough data
Privately sponsored refugees	sponsor: Not enough data / refugee: Not enough data

Your application may take longer than the times shown here. They’re not a maximum or a guarantee.

As of 2026-09-22 (IRCC). See all Canada processing times →

Source: Immigration, Refugees and Citizenship Canada — “Check processing times”. This is a copy of the version available at https://www.canada.ca/en/immigration-refugees-citizenship/services/application/check-processing-times.html. Reproduced under the Government of Canada’s non-commercial reproduction terms; not endorsed by or affiliated with IRCC.

Sources & last verified

Government of Canada — non-commercial reproduction (canada.ca Terms and conditions)

Official source

Country Details

Capital: Luxembourg City
Currency: Euro (EUR)
Languages: Luxembourgish, French, German
Population: 660,000
Tax System: Residence Based
Dual Citizenship: Allowed
Naturalisation: 5 years
Schengen / EU: Schengen / EU
Climate: oceanic-continental
English Proficiency Rank: #10
GDP per capita: $147,252
Life expectancy: 83.2 yrs
Population growth: 1.46%/yr

GDP per capita, life expectancy, and population growth: World Bank (2025).

Indices

Cost of Living

Safety

Healthcare

Quality of Life

185

Tax Summary

Tax System: Residence Based
Territorial Taxation: No — worldwide income taxed for residents
Naturalisation: 5 years of legal residency
Dual Citizenship: Allowed

Cost of Living by City

← scroll the table →

Monthly cost of living per major city in USD: rent, groceries, utilities, transit pass
City	Rent 1BR centre	Rent outside	Groceries	Utilities	Transit pass
Luxembourg City	$2,400	$1,900	$410	$220	Free

Monthly USD figures. Typical central 1-bedroom rent, grocery basket for one, household utilities, monthly transit pass.

Climate

Luxembourg City

1°J

2°F

6°M

9°A

14°M

17°J

19°J

19°A

15°S

10°O

5°N

2°D

Rainfall range: 60–82 mm/month · Daylight 8h (winter) to 16h (summer)

Visa Categories & Immigration Authority

Major Visa Categories

Schengen C
Long-stay D
Salaried Worker Authorization
EU Blue Card
Self-Employed
Investor
Student
Family

Authority: Ministry of Foreign Affairs - Immigration Directorate
Official Portal: guichet.lu/en/citoyens
Phone: +352 247 84040
Email: immigration@mae.etat.lu

Naturalisation Details

Residence Years: 5
Language Test: Yes (Luxembourgish B1 spoken / A2 written)
Civic Test: Yes
Oath Required: Yes
Dual Allowed: Yes
Fee: $100
Processing: ~12 months

Real Estate

Avg price/sqm (capital): $12,000
Transaction taxes: 7%

Foreign buyers: No general restriction on foreign ownership. Registration fees + transcription duties total ~7%; first-time buyers benefit from Bëllegen Akt tax credit up to €30,000.

International Schools

← scroll the table →

International schools by city, curriculum, and annual tuition
School	City	Curriculum	Tuition (USD/yr)
International School of Luxembourg	Luxembourg City	IB	$22,000–$32,000

Daily Life Logistics

Internet

250 Mbps median

75% fibre coverage

eSIM: POST Luxembourg, Orange LU, Tango

Driving

IDP not required

Local licence required after 12 months

Exchange eligible: EU/EEA, most OECD

Pet Relocation

Quarantine: none

Rabies titre not required

EU pet passport: accepted

Safety

GPI Rank

#13

Global Peace Index ranking (lower is safer)

Common Risks

⚠phishing targeting expat bankers
⚠online classified-ad scams

Examples of areas to avoid: specific blocks in Gare area late night

LGBTQ+ Legal Status

Same-Sex Marriage: Legal
Civil Partnerships: Recognised
Anti-Discrimination Law: Yes
ILGA Rank: #21

Religious Life

Halal Food: Widely available
Kosher Food: Widely available
Prayer Facilities: Common

Sample Citizenship Test Questions

Q1. What is the motto of Luxembourg?

Answer: Mir wölle bleiwe wat mir sinn

Source: Luxembourg Vivre Ensemble civics

Q2. Who is the current head of state of Luxembourg?

Answer: The Grand Duke

Source: Luxembourg civics

Regulators & official sources

Bodies that regulate immigration advice in Luxembourg, and the official sources indexed for it by Visa Atlas. Descriptions are verbatim; each links to its source.

Ordre des Avocats du Barreau de Luxembourg

OABL

Regulates Luxembourg avocats authorised to provide legal advice, including immigration matters.

Ordre des Avocats du Barreau de Luxembourg

Sources & last verified

Index from Visa Atlas (CC BY 4.0), as of 2026-09-20.

Official source

Related Guides

Fastest paths to an EU passport in 2025

A sourced comparison of the shortest EU naturalisation timelines, from 2-year descent fast-tracks to 5-year residency routes — plus the hidden requirements that extend them in practice.

Exit tax: countries that charge you to leave

Country-by-country reference of departure taxes, deemed-disposition rules, and wealth-locking regimes that trigger when tax residency ends.

Related on The Citizenship Desk

Move here

Luxembourg Salaried Worker Permit

Life logistics

Reference tables

Visa Programs

Luxembourg Salaried Worker Permit

Luxembourg LUX

Skilled Worker

Est. processing

~3mo

Min. Income

—

Citizenship

Verified 2026-05-05

Citizenship by Descent

Luxembourgish Citizenship by Descent

Luxembourg

Est. Cost

$300– $3,500

Processing

4–10mo

Verified 2026-06-01

Company Formation in Luxembourg

Luxembourg Société à Responsabilité Limitée (SARL)

luxembourg

Sources & last verified

Last verified 2026-04-24