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THE CITIZENSHIP DESK

Zambia

ZMB

Zambia is a landlocked southern-central African nation whose economy is anchored by one of the world's largest copper reserves, with the Copperbelt province accounting for the bulk of export earnings. Successive peaceful elections since multiparty democracy was restored in 1991 — including the 2021 transfer of power to President Hakainde Hichilema — place Zambia among the continent's more stable democracies. English is the official language and is widely used in business and government. Lusaka is a fast-growing capital with improving infrastructure and a growing middle class. The kwacha has historically been volatile, tracking copper prices and external debt cycles. Foreign investors are active in mining, agriculture, and renewable energy. Naturalisation requires ten years of lawful residence and dual citizenship is not recognised. There is no citizenship-by-investment programme.

Passport Rank

#82

Visa-Free

65

destinations

Country Details

Capital
Lusaka
Currency
Zambian Kwacha (ZMW)
Languages
English, Bemba, Nyanja, Tonga, Lozi
Population
20,000,000
Tax System
Residence Based
Dual Citizenship
Not allowed
Naturalisation
10 years
Schengen / EU
No
Climate
Tropical / Subtropical plateau
English Proficiency Rank
#55

Indices

Cost of Living

30

Safety

48

Healthcare

30

Quality of Life

90

Tax Summary

Tax System
Residence Based
Territorial Taxation
No — worldwide income taxed for residents
Naturalisation
10 years of legal residency
Dual Citizenship
Not allowed

Cost of Living by City

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Monthly cost of living per major city in USD: rent, groceries, utilities, transit pass
CityRent 1BR centreRent outsideGroceriesUtilitiesTransit pass
Lusaka
Kitwe
Ndola

Monthly USD figures. Typical central 1-bedroom rent, grocery basket for one, household utilities, monthly transit pass.

Climate

Lusaka

22°J
22°F
21°M
19°A
16°M
15°J
15°J
17°A
21°S
24°O
23°N
22°D

Rainfall range: 1225 mm/month · Daylight 10.5h (winter) to 13.5h (summer)

Visa Categories & Immigration Authority

Major Visa Categories

  • KAZA UniVisa
  • Tourist
  • Business
  • Employment Permit
  • Investor
  • Student
  • Self-Employment Permit
  • Residence Permit
Authority
Department of Immigration
Official Portal
www.zambiaimmigration.gov.zm
Phone
+260 211 253 036
Email
info@zambiaimmigration.gov.zm

Naturalisation Details

Residence Years
Language Test
No
Civic Test
No
Oath Required
No
Dual Allowed
No
Fee
Processing

Safety

GPI Rank

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Global Peace Index ranking (lower is safer)

Related Guides

Sources & last verified

  • Last verified 2026-06-15