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THE CITIZENSHIP DESK

E-2 Treaty Investor Visa vs EB-5 Immigrant Investor Visa

A factual side-by-side comparison of two residency programmes. All figures are drawn from the canonical program pages — follow either link in the table header for sources and the full profile.

Key Differences at a Glance

  • E-2 Treaty Investor Visa is faster: 3 months vs 30 months for EB-5 Immigrant Investor Visa.
  • EB-5 Immigrant Investor Visa leads to citizenship (~5 yrs); E-2 Treaty Investor Visa does not.
  • Lower capital: E-2 Treaty Investor Visa (100,000 USD) vs 800,000 for EB-5 Immigrant Investor Visa.
E-2 Treaty Investor Visa

United States · investment

EB-5 Immigrant Investor Visa

United States · investment

Country
United States
United States
Category
Investment
Investment
Application Fee
$315
$3,675
Minimum Income
Minimum Investment
$100,000
$800,000
Processing Time
3 months
30 months
Family Included
Spouse and unmarried children under 21 included; spouse may apply for work authorization
Spouse and unmarried children under 21 included at no additional investment
Path to PR
No
Yes — 0 years
Path to Citizenship
No
Yes — 5 years
Physical Presence
Must maintain active direction and development of the enterprise; extended absences may jeopardize status
Must reside in the US after receiving conditional green card; 6-month continuous absence voids residency
Dual Citizenship
Allowed
Allowed
Tax Impact
E-2 holders who meet the Substantial Presence Test become US tax residents subject to worldwide income reporting
Grants US lawful permanent resident status; worldwide income subject to US taxation from day of admission
Tax Residency Trigger
183 days/yr
0 days/yr
Worldwide Taxation
Yes
Yes
Renewal Cost

About E-2 Treaty Investor Visa

The E-2 Treaty Investor Visa allows nationals of treaty countries to enter and work in the United States based on a substantial investment in a bona fide US business. Unlike the EB-5, this is a non-immigrant visa with no direct path to permanent residency, but it can be renewed indefinitely in two- to five-year increments as long as the business remains operational. The investor must direct and develop the enterprise and own at least 50% of the business.

Full E-2 Treaty Investor Visa profile →

About EB-5 Immigrant Investor Visa

The EB-5 Immigrant Investor Visa grants US lawful permanent residency to foreign nationals who invest a minimum of $800,000 in a Targeted Employment Area (TEA) or $1,050,000 elsewhere, creating at least 10 full-time US jobs. Investors receive a conditional two-year green card, which can be converted to permanent residency after demonstrating job creation requirements have been met. After five years as a permanent resident, EB-5 holders may apply for US citizenship.

Full EB-5 Immigrant Investor Visa profile →

Gotchas to Watch For

E-2 Treaty Investor Visa

  • E-2 does NOT lead to green card — indefinite renewable but non-immigrant status
  • Not available to Indian or Chinese nationals (no treaty). Grenada CBI is a workaround for E-2 access.
  • "Marginality" rule: business must be more than sole income source for investor family
  • E-2 spouse can work (2022 automatic extension); children lose status at 21
  • US tax residency kicks in via substantial presence — worldwide income + FATCA

EB-5 Immigrant Investor Visa

  • EB-5 Reform Act 2022: thresholds raised to $800k (TEA) / $1.05M (non-TEA); reserved visa categories added
  • Mainland China + India face multi-year visa retrogression after I-526E approval
  • Green card = US tax resident from day 1 = worldwide income taxation + FATCA/FBAR obligations
  • Investment must stay "at risk" — guaranteed returns disqualify
  • Regional Center selection critical — bankrupt/fraudulent RCs have caused total loss of both investment AND visa

Neutral reference — we don't recommend one programme over another. Programmes change: always verify each detail against the official source linked on the individual program pages.