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THE CITIZENSHIP DESK

Netherlands DAFT Visa (Dutch-American Friendship Treaty) vs Sweden Self-Employment Permit

A factual side-by-side comparison of two residency programmes. All figures are drawn from the canonical program pages — follow either link in the table header for sources and the full profile.

Key Differences at a Glance

  • Netherlands DAFT Visa (Dutch-American Friendship Treaty) is faster: 3 months vs 4 months for Sweden Self-Employment Permit.
  • Netherlands DAFT Visa (Dutch-American Friendship Treaty) requires a 4,900 USD investment; Sweden Self-Employment Permit does not.
Sweden Self-Employment Permit

Sweden · entrepreneur

Country
Netherlands
Sweden
Category
Entrepreneur
Entrepreneur
Application Fee
$380
$220
Minimum Income
Minimum Investment
$4,900
Processing Time
3 months
4 months
Family Included
Spouse and minor children may apply for dependent residence permits; the spouse may be granted work authorization separately
Spouse + minor children may join; spouse has full work rights
Path to PR
Yes — 5 years
Yes — 4 years
Path to Citizenship
Yes — 5 years
Yes — 5 years
Physical Presence
Continuous residence required; must actively operate the business. Extended absences can affect renewal eligibility and the qualifying period for permanent residency.
Continuous Swedish residence; the business must be operating actively in Sweden
Dual Citizenship
Not allowed
Allowed
Tax Impact
Holders become Dutch tax residents and are subject to Dutch income tax (Box 1, with rates up to 49.5%) and social security contributions. Self-employed individuals may benefit from the self-employment deduction (zelfstandigenaftrek). The 30% ruling may apply if conditions are met.
Swedish tax resident on worldwide income from 183-day rule. Self-employed pay progressive PIT plus 28.97% egenavgifter (self-employed social-security contributions). F-skatt status required for invoicing Swedish customers.
Tax Residency Trigger
183 days/yr
183 days/yr
Worldwide Taxation
Yes
Yes
Renewal Cost
$380
$220

About Netherlands DAFT Visa (Dutch-American Friendship Treaty)

The Dutch-American Friendship Treaty (DAFT) Visa is a residence permit available exclusively to US citizens who wish to establish or run a business in the Netherlands. It requires a minimum deposit of €4,500 in start-up capital in a Dutch bank account and evidence of a viable business plan. After five years of continuous residence and business operation, holders can apply for a permanent residence permit.

Full Netherlands DAFT Visa (Dutch-American Friendship Treaty) profile →

About Sweden Self-Employment Permit

Sweden's Self-Employment Permit (Tillstånd för egen verksamhet) is for non-EU founders, freelancers, and sole traders establishing a business in Sweden. Issued by Migrationsverket, it requires demonstrating sufficient capital (~SEK 200,000+) for the first 2 years plus a credible business plan with revenue projections. Approval grants a 2-year initial permit, renewable. After 4 years, the holder qualifies for PR; after 5 years, naturalisation. Self-employed pay full Swedish PIT plus 28.97% egenavgifter (self-employed social-security contributions). Practical limit: many applications are refused for insufficient capital or unconvincing business plans — a substantial pre-application preparation phase with Swedish advisors is typical.

Full Sweden Self-Employment Permit profile →

Gotchas to Watch For

Netherlands DAFT Visa (Dutch-American Friendship Treaty)

  • DAFT is EXCLUSIVELY for US citizens — no other nationality eligible
  • Dutch citizenship requires renouncing US — exit tax + US dual considerations
  • Business must genuinely operate (not just exist on paper)
  • 30% Ruling reduced to 5 years (from 8) in 2024; further restrictions ongoing
  • BSN registration at municipality blocks many services until complete

Sweden Self-Employment Permit

  • Refusal rate is significant — self-prepared applications often rejected for thin business plans
  • F-skatt status is essential for invoicing Swedish customers — non-F-skatt invoicing triggers withholding obligations on the payer
  • Egenavgifter (self-employed social-security) at 28.97% is substantial — model carefully in revenue projections
  • Bookkeeping requirements are strict; engage a Swedish accountant

Neutral reference — we don't recommend one programme over another. Programmes change: always verify each detail against the official source linked on the individual program pages.