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THE CITIZENSHIP DESK

Italy Investor Visa (Visto per Investitori) vs Spain Non-Lucrative Visa

A factual side-by-side comparison of two residency programmes. All figures are drawn from the canonical program pages — follow either link in the table header for sources and the full profile.

Key Differences at a Glance

  • Italy Investor Visa (Visto per Investitori) requires a 270,000 USD investment; Spain Non-Lucrative Visa does not.
Spain Non-Lucrative Visa

Spain · passive income

Country
Italy
Spain
Category
Investment
Passive Income
Application Fee
$130
$160
Minimum Income
$2,800
/mo
Minimum Investment
$270,000
Processing Time
3 months
3 months
Family Included
Spouse and dependent children may be included as family members at no additional investment requirement
Additional €600/month per dependent family member
Path to PR
Yes — 5 years
Yes — 5 years
Path to Citizenship
Yes — 10 years
Yes — 10 years
Physical Presence
Must reside in Italy for the duration of the visa; investment must be maintained throughout the residency period
Must spend at least 183 days per year in Spain to maintain residency and advance toward permanent residency
Dual Citizenship
Allowed
Not allowed
Tax Impact
Residency triggers Italian tax obligations; the €100,000 annual flat tax substitute on all foreign-source income is particularly advantageous for high-net-worth investors and may be combined with family members at €25,000 each per year
Spending 183+ days in Spain triggers Spanish tax residency; foreign income may be taxed. The Beckham Law may provide a 24% flat tax rate for qualifying newly arrived residents for up to 6 years.
Tax Residency Trigger
183 days/yr
183 days/yr
Worldwide Taxation
Yes
Yes
Renewal Cost
$130
$200

About Italy Investor Visa (Visto per Investitori)

Italy's Investor Visa offers non-EU nationals residency through qualifying investments in Italian startups (min €250,000), existing Italian companies (min €500,000), Italian government bonds (min €2,000,000), or philanthropic donations to projects of public interest (min €1,000,000). The two-year initial visa is renewable for three-year periods as long as the investment is maintained. Combined with Italy's €100,000 annual flat tax regime on foreign income, it is one of Europe's most tax-efficient investment residency options.

Full Italy Investor Visa (Visto per Investitori) profile →

About Spain Non-Lucrative Visa

Spain's Non-Lucrative Visa is a residency permit for individuals who can financially support themselves without engaging in any work or business activity in Spain. Applicants must demonstrate sufficient funds — approximately €2,400 per month or €28,800 per year — along with private health insurance with full coverage in Spain. The visa grants residency for one year, renewable for two-year periods, and provides a path to permanent residency after five years and Spanish citizenship after ten years of legal residence.

Full Spain Non-Lucrative Visa profile →

Gotchas to Watch For

Italy Investor Visa (Visto per Investitori)

  • €200k/yr flat tax raised from €100k for NEW applicants from August 2024 — existing beneficiaries continue at €100k
  • Startup route (€250k) requires innovative start-up status (iscritta sezione speciale del registro imprese) — not every new company qualifies
  • Family flat-tax addon is €25k/yr per dependent (raised from €25k but check current)

Spain Non-Lucrative Visa

  • NLV prohibits any work, including remote work for foreign employers (Spain strictly enforces this)
  • Spain does not allow dual citizenship with most countries — naturalising usually requires renouncing original citizenship
  • Physical presence of 183+ days triggers worldwide income taxation
  • Health insurance must have no co-pays and no coverage limits — a common rejection reason
  • Renewal at 1 year requires 2 years of funds on hand for next period

Neutral reference — we don't recommend one programme over another. Programmes change: always verify each detail against the official source linked on the individual program pages.