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THE CITIZENSHIP DESK

Indonesia Golden Visa vs Philippines Special Investor's Resident Visa (SIRV)

A factual side-by-side comparison of two residency programmes. All figures are drawn from the canonical program pages — follow either link in the table header for sources and the full profile.

Key Differences at a Glance

  • Indonesia Golden Visa is faster: 2 months vs 3 months for Philippines Special Investor's Resident Visa (SIRV).
  • Lower capital: Philippines Special Investor's Resident Visa (SIRV) (75,000 USD) vs 350,000 for Indonesia Golden Visa.
  • Philippines Special Investor's Resident Visa (SIRV) uses territorial taxation; Indonesia Golden Visa taxes worldwide income.
Indonesia Golden Visa

Indonesia · investment

Country
Indonesia
Philippines
Category
Investment
Investment
Application Fee
$500
$2,800
Minimum Income
Minimum Investment
$350,000
$75,000
Processing Time
2 months
3 months
Family Included
Spouse and dependent children up to 18 years old may be included as dependants at no additional investment requirement
Spouse and unmarried dependent children under 21 may be included as dependants with no additional investment requirement
Path to PR
No
Yes — 0 years
Path to Citizenship
No
No
Physical Presence
No minimum annual stay requirement; visa is valid for multiple entries throughout the 5 or 10-year period
No minimum annual stay requirement; the SIRV is a permanent multiple-entry residency visa valid as long as the investment is maintained
Dual Citizenship
Not allowed
Allowed
Tax Impact
Staying more than 183 days per year triggers Indonesian tax residency on worldwide income; those spending less time may benefit from Indonesia's territorial-style treatment of non-resident income
SIRV holders residing 180+ days per year in the Philippines become Philippine tax residents liable for Philippine income tax on Philippine-source income. Dividends from Philippine investments are subject to a 10% final withholding tax.
Tax Residency Trigger
183 days/yr
180 days/yr
Worldwide Taxation
Yes
Territorial
Renewal Cost
$500
$200

About Indonesia Golden Visa

Indonesia launched its Golden Visa programme in 2024 to attract high-net-worth individuals, investors, and global talent with 5 or 10-year stay permits granted in exchange for qualifying investments. Individual investors must place a minimum of $350,000 USD in Indonesian government bonds, stocks, or business ventures; company founders and directors face higher thresholds. The programme signals Indonesia's growing ambition to position Bali and other regions as world-class international lifestyle and business destinations.

Full Indonesia Golden Visa profile →

About Philippines Special Investor's Resident Visa (SIRV)

The Philippines Special Investor's Resident Visa (SIRV) grants immediate permanent residency to foreign nationals who invest a minimum of $75,000 USD in eligible Philippine enterprises registered with the Board of Investments (BOI) or the Philippine Economic Zone Authority (PEZA). The visa is permanent and multiple-entry, requiring no annual renewal or minimum stay, and is suitable for investors seeking a Southeast Asian base with one of the region's lowest investment thresholds for immediate permanent residency. Unlike the SRRV, the SIRV is equity-based and ties the investor directly to productive economic activity in the Philippines.

Full Philippines Special Investor's Resident Visa (SIRV) profile →

Gotchas to Watch For

Indonesia Golden Visa

  • The USD 350,000 or USD 700,000 is placed in a Bank Indonesia instrument — it earns a modest return but is NOT freely accessible; confirm withdrawal/repatriation conditions before committing
  • Indonesia does not permit dual citizenship for adults — Golden Visa does NOT confer citizenship rights but naturalisation requires renouncing prior citizenship
  • BPJS Kesehatan enrollment is mandatory for KITAS holders — enroll promptly or face compliance issues
  • The Golden Visa launched August 2023 and implementing regulations are still evolving — some aspects of the BI deposit process have changed since launch; verify current procedures with an Indonesian immigration lawyer
  • Indonesia's tax system is complex; the 4-year territorial exemption under the Omnibus Law is valuable but requires formal election — consult an Indonesian tax lawyer before filing your first return
  • KITAS/KITAP must be maintained via annual reporting to immigration — failing to report leads to overstay fines even if the Golden Visa is technically valid
  • Foreigners cannot own Indonesian land (freehold); property investment for SIRV purposes is through leasehold or other structures — verify permitted investment types with BKPM

Philippines Special Investor's Resident Visa (SIRV)

  • SIRV does not grant work rights — employment requires a separate Alien Employment Permit from DOLE
  • Foreign land ownership is prohibited in the Philippines regardless of visa type — investment must be in PSE stocks, government securities, or qualifying condominiums (not land)
  • Annual BI Report must be filed every January — missing this is a common mistake that leads to fines
  • Investment value can fluctuate — if Philippine stock market falls and your holding drops below USD 75,000, you may need to top up to maintain SIRV
  • Condominium investment: 40% foreign ownership cap per building — confirm unit is in a building below the cap before purchase
  • BSP registration of inward remittance is crucial — without it, you cannot repatriate proceeds when you exit

Neutral reference — we don't recommend one programme over another. Programmes change: always verify each detail against the official source linked on the individual program pages.