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THE CITIZENSHIP DESK

Greece Golden Visa vs Hungary Guest Investor Programme

A factual side-by-side comparison of two residency programmes. All figures are drawn from the canonical program pages — follow either link in the table header for sources and the full profile.

Key Differences at a Glance

  • Hungary Guest Investor Programme is faster: 3 months vs 4 months for Greece Golden Visa.
  • Faster to citizenship: Greece Golden Visa at ~7 years, vs 8 for Hungary Guest Investor Programme.
  • Lower capital: Greece Golden Visa (250,000 USD) vs 270,000 for Hungary Guest Investor Programme.
Greece Golden Visa

Greece · investment

Country
Greece
Hungary
Category
Investment
Investment
Application Fee
$2,200
$1,000
Minimum Income
Minimum Investment
$250,000
$270,000
Processing Time
4 months
3 months
Family Included
No additional investment required; covers spouse and dependent children up to 21, as well as parents and parents-in-law
Spouse and dependent children under 18 may be included at no additional investment requirement
Path to PR
Yes — 5 years
Yes — 0 years
Path to Citizenship
Yes — 7 years
Yes — 8 years
Physical Presence
No minimum annual stay required to maintain the Golden Visa; 7 years of actual residence required for citizenship
No mandatory minimum stay requirement; permit must be renewed every 10 years
Dual Citizenship
Allowed
Allowed
Tax Impact
No mandatory tax residency triggered by the visa; those who choose to tax-reside may benefit from Greece's non-dom lump sum tax of €100,000/year on foreign income for up to 15 years
Holders without habitual residence in Hungary are generally not considered Hungarian tax residents; those who establish a domicile or spend 183+ days per year become tax residents subject to Hungary's flat 15% personal income tax on worldwide income
Tax Residency Trigger
183 days/yr
183 days/yr
Worldwide Taxation
Yes
Yes
Renewal Cost
$2,200
$500

About Greece Golden Visa

Greece's Golden Visa is one of Europe's most accessible investment-residency programmes. Originally a uniform €250,000 real-estate threshold, the 2024 reform raised investment minimums sharply: €800,000 in high-demand zones (Attica, Thessaloniki, Mykonos, Santorini, islands over 3,100 inhabitants), €400,000 in other regions, with the legacy €250,000 threshold preserved only for commercial-to-residential conversions and specific listed-building restorations. Alternative routes include €500,000 in Greek capital-company shares, €500,000 in mutual funds or AIFs, or €500,000 bank deposit. The visa grants 5-year renewable residence with no minimum physical-presence requirement — making it one of the lowest-effort EU residency permits and a popular passive-investment route for non-EU HNWIs. Holders gain Schengen visa-free travel but cannot acquire Greek citizenship through this route directly; standard naturalisation requires 7 years of physical residence plus B1 Greek language. Greece levies progressive income tax to 44%, but a flat-tax regime for qualifying HNWIs taxes worldwide income at €100,000/year for up to 15 years. Property tax (ENFIA) applies annually to the underlying real-estate investment.

Full Greece Golden Visa profile →

About Hungary Guest Investor Programme

Hungary's Guest Investor Programme, launched in 2024, grants a 10-year renewable residency permit to non-EU nationals who make a qualifying investment of at least €250,000 in an approved Hungarian real estate fund. The programme provides immediate EU-based residency with Schengen access, no minimum stay requirement, and a pathway to permanent residency upon arrival, with Hungarian citizenship available after eight years of legal residency. Hungary's powerful EU passport and flat 15% income tax make it a compelling destination for global investors.

Full Hungary Guest Investor Programme profile →

Gotchas to Watch For

Greece Golden Visa

  • September 2024 reform raised thresholds significantly; Athens/Thessaloniki/Mykonos/Santorini now €800k minimum
  • No physical presence required, but also no path to citizenship without 7 years actual residence
  • Greek Golden Visa ≠ EU Schengen freedom; allows visa-free Schengen travel but not residence
  • Property cannot be rented short-term (Airbnb) in Athens/Thessaloniki districts under some interpretations — consult lawyer
  • Citizenship requires 7 years of genuine residence, B1 Greek, civic test

Hungary Guest Investor Programme

  • Programme RELAUNCHED July 2024 — historical processing data limited
  • Real estate investment route restricts to rental properties (not primary residence)
  • 8-year citizenship path + B1 Hungarian (harder than Romance languages for many)
  • Hungary in EU + Schengen — but residence here ≠ EU-wide residence rights

Neutral reference — we don't recommend one programme over another. Programmes change: always verify each detail against the official source linked on the individual program pages.